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Compass Blog

Thinking about retirement

What the numbers mean, when to trust them, and how to think about the future.

Introduction 26 June 2026

For people who are curious, welcome!

This planner won't give you a definitive answer. But it will provide a degree of clarity as to what might be possible — a starting point, a place to maybe dream big, or get real and then perhaps a place to periodically revisit.

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Monte Carlo 18 June 2026

Dashboard vs Monte Carlo — which view should you trust?

Your dashboard says the plan is fully funded to age 95. Monte Carlo comes back at 22% confidence. One of these numbers is wrong, surely? Actually, no. Here's why both can be right at the same time — and how to know which one matters for your plan.

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